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Synthesis Consultancy

 

GETTING STARTED

Your First Step to a Debt-Free Life

Contact us for a free confidential no-obligation consultation.  An average consultation session lasts approximately 45 minutes to an hour.  During your session, we will go over your income, living expenses and debts in detail and will offer information and suggestions for dealing with debt issues such as credit card bills, overdue utilities bills, back taxes, or credit accounts sent to collections.

Our Consultants are qualified to discuss general money management, credit and housing issues, spending and savings plans, credit and credit reports, debt management, foreclosure and Bankruptcy in Singapore.  At the end of the session, your Consultant will outline a debt management program to suit your particular needs and circumstances.

Results
Interest rate reductions, consistent on-time payments with no late charges work together to effectively shrink the total balance owed.  This will enable you to clear your debt in much less time than you could on your own.  This is because before engaging DebtReform, most of your monthly payments are applied to interest charges which will barely change the balance amount.

Our debt management program is also designed to provide you with easily accessible help and guidance. Your Consultant will assist you in handling harassing phone calls from creditors and legal situations.  We will also make budgeting suggestions so that you can save more money each month and spend your earnings more efficiently.

What We Need From You
The information that we would need from you are:

  • Name of your creditors and credit facilities;
  • Amount owing to each creditor;
  • Whether you are behind in payments; and if so, how far behind?
  • What actions have your creditors taken to-date?
  • What life changes have occurred that led to your current situation?

You have our assurance that all information supplied to us is kept in the strictest of confidence at all times.
Please refer to our Privacy Policy.

FEATURES
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Debt Facts

LINKS
Central Provident Fund (CPF)
Housing & Development Board (HDB)
Internal Revenue Authority of Singapore (IRAS)

Ministry of Manpower (MOM)

DebtReform Private Limited
10 Anson Road #19-07A
International Plaza
(above Tanjung Pagar MRT Station)
Singapore 079903
enquires@debtreform.com