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PRIVACY POLICY

At DebtReform (the 'Company'), we respect and understand our customers' concerns about privacy.  We take all reasonable steps to ensure that any information our customers share with us is handled in a safe and responsible manner, as we recognize that our most important asset is our customers' trust.  Because of our respect and understanding of your rights, we have developed this policy which discloses our privacy practices.

  1. We will safeguard, according to strict standards of security and confidentiality, any information our customers share with us.

  2. We will permit only authorized employees, who are trained in the proper handling of customer data, to have access to that information.  Employees who violate our Privacy Policy will be subject to our normal disciplinary process.

  3. Your content/data or any part thereof belonging to you, which is utilized by you with your system at our computer data centre, will not be disclosed, sold or assigned by us to any third party.

  4. We will not reveal customer information to any external organization unless we have previously informed the customer in disclosures or agreements, been authorized by the customer, or are required by law.

  5. Whenever we hire other organizations to provide support services, we will require them to conform to our policy standards and to allow us to audit them for compliance.

CONFIDENTIALITY AND OWNERSHIP OF DATA AND INFORMATION

  1. Both you and us undertake at all times to hold in confidence for the other party, to use only for the purpose hereof and not to print, publicize or otherwise disclose to any third party, confidential information (hereinafter referred to as 'Confidential Information').  Confidential Information will include but is not limited to any content, document or idea which relates to research carried out by us on your behalf.

  2. Confidential Information does not include any content, document or idea which is or becomes public domain through no fault of the receiving party; or is lawfully obtained by the receiving party from a third party who in making such disclosure imposes no obligation of confidence on the receiving party.

  3. Nothing in this agreement will be construed as giving either party by implication or otherwise any right in or title to intellectual property or proprietary rights owned by or licensed to the other party.

  4. You warrant that you have the full and complete rights to use your content/data and that such content/data will not be defamatory, offensive, indecent, objectionable or illegal nor will it violate any application laws, rules or regulations.  You will indemnify us against any claim or action and any damages, cost and expenses incurred thereby as a result of a breach of this warranty.

CHANGES TO THIS PRIVACY POLICY

  • We reserve the right to amend this policy from time to time.  If we make any substantial changes in the way we use the information, we will notify you in writing.  You agree that such posting will constitute sufficient and adequate notice to you of the changes.

  • You agree that your continued use of our products or services after such amendment will constitute your acceptance of and agreement to be bound by the modified policy.

FEATURES
Money Management
Credit Cards Facts
Debt Facts

LINKS
Central Provident Fund (CPF)
Housing & Development Board (HDB)
Internal Revenue Authority of Singapore (IRAS)

Ministry of Manpower (MOM)

DebtReform Private Limited
10 Anson Road #19-07A
International Plaza
(above Tanjung Pagar MRT Station)
Singapore 079903
enquires@debtreform.com